Stripe Adaptive Pricing - Multi-Currency Option

How It Works (Example)

Let’s say:

• Your trip is priced in AUD

• A Traveler is located in the United States

• The deposit is A$200 (+ $2 surcharge)

When they click PAY NOW, they will see:

The USD amount is shown based on the conversion rate offered by Stripe at that time. 

Notice that different payment methods may appear depending on the currency selected:

 

Option 1: USD (Recommended)

Stripe automatically detects their location and suggests USD.

• The live conversion rate is displayed (e.g., 0.73377)

• The full USD total is shown clearly

• FX markup is typically 2–4%, similar to or better than most credit card foreign transaction fees

• No hidden costs
  
  

Option 2: AUD (Trip Currency)

They can choose to pay in AUD if they prefer.

Regardless of what they select:

👉 You receive your original AUD amount.
👉 Stripe takes on all FX risk.
👉 You do not pay the conversion fees — the Traveler does.

 

Example Scenario (USD-Based Trip)

You’re selling a trip with a US$100 deposit.

You attract:

• Americans

• Europeans

• Australians

Without Adaptive Pricing:

• European Travelers pay US$100

• Their credit card adds foreign transaction fees

• They may see unexpected charges

With Adaptive Pricing:

• Stripe presents EUR to European buyers

• They see the exact EUR amount upfront (for example, €2 FX cost)

• They pay in EUR

• You still receive US$100 in your Stripe account

Simple. Transparent. Higher conversion.

 

How the Money Flows

1. Traveler selects their local currency

2. Stripe processes payment

3. Stripe converts behind the scenes

4. You receive payment in your Stripe account currency

No manual reconciliation required.

 

What You Need to Do

1. Ensure Stripe is connected to YouLi (see how to connect)

2. Go to your Trip → Pricing

3. Make sure Adaptive Pricing is enabled 

   

4. If you don’t see the option, open a Support ticket

That’s it.

 

Why You Should Enable It

• 📈 +17.8% average increase in cross-border purchases

  • Stripe has measured, on average, adoption of this feature can lead to
    a 17.8% increase in purchases (for people paying in another currency)

     

• 💰 No cost to you

  • Costs you nothing and increases conversions. 

    • Stripe takes on all the FX risk
      • So if there's a refund, you don't lose
    • Traveler has a choice
    • Traveler pays the FX fees
    • You get paid in your Stripe account currency

• 💳 Fewer cross-border card declines (~5% improvement)

 

Important Notes

• Adaptive Pricing is not supported if you use different surcharges for different payment methods (e.g., ACH).

• Stripe Link users must:

  • Use their authenticated Link session

  • Or start a new private/incognito session to choose a different payment method.

• It may be difficult to test yourself, since Stripe only shows alternative currencies based on Traveler location signals.

  • You can use a VPN as one way to test, but mostly you'll need to trust in the magic of Stripe to present the right currency options to the right people
    
    

To support this feature, YouLi has switched from the previous integration using Stripe Payment Intents to Stripe Checkout, you'll notice a couple of changes (besides Adaptive Pricing):

1. 🙌 No more INCOMPLETE payments showing in your Stripe Transactions dashboard
   1. This was an annoying feature of the previous integration that created incomplete payments for anyone who clicked the PAY NOW button even if they didn't finish checking out. No more!! 👏  
      
2. 👀  The payment method options show as a list down rather than across, allowing more options to be displayed. In the example below there are 3 payment methods presented.